1
Standard registrationCreate your account
Register with your primary phone number and basic personal contact details.
Digital lending, built around trust
A clearer way to open, verify, and manage your loan journey.
Open your account, update your NID, understand your affordability, and manage your money from one secure place.
eKYC ready NID update support Clear eligibility guidance
eKYCVerified
SafeDTI 32%· Healthy range
Welcome back,
Preview ModeDear Customer
Wallet balanceरू 24,500
eKYC Profile Verified
Loan-readiness snapshotHealthy range
Debt-to-Income (DTI)32%
Safe (<35%)Moderate (35–45%)Elevated (>45%)
Repayment previewIndicative schedule
Simulated preview. Identity verification required before live account activation.
Installment due 24 OctDue soon
One verified profile
Keep account, identity, and wallet details together.
Understand affordability
See how monthly commitments affect your loan readiness.
Clear progress
Know what is verified and what needs attention.
Clear process
Everything starts with a verified financial profile.
Our structured onboarding helps ensure all participants meet responsible identity and affordability criteria.
2
eKYC & NID submissionVerify identity and update NID
Provide your National Identity information and digital KYC documents for review.
3
DTI assessment toolCheck your affordability
Calculate your debt-to-income ratio based on your stated income and existing commitments.
4
Ongoing dashboard accessManage your next steps
Access your wallet, track review progress, and manage loans in an orderly manner.
P2P Nepal Eligibility Check
Know what you can responsibly afford.
Debt-to-Income (DTI) evaluates how much of your regular monthly earnings is allocated toward debt commitments. Maintaining an affordable ratio protects you from overextending your household finances.
Our automated eligibility calculator applies realistic financial criteria to guide you toward balanced borrowing decisions before any formal application is lodged.
Try the eligibility checkerCalculation Breakdown
Healthy rangeYour affordability snapshot
Monthly incomeरू 85,000
Existing obligationsरू 12,000
Estimated new EMIरू 15,500
Resulting Debt-to-Income (DTI)32% Safe
0% – 35% (Healthy)35% – 45% (Moderate)> 45% (High)
Monthly commitment breakdown100% of income
Obligations 32%Household 38%Savings / Remaining 30%
This is an indicative result and may change after verification.
Identity and verification
Verification that keeps your account moving.
Verification requirements may vary based on your account and service eligibility.
Digital account opening
Structured profile setup with simple contact validation and security credentials tailored for individual users.
NID information update
Easily keep your registered National Identity (NID) and identity credentials current for regular compliance checks.
Secure review and status tracking
Clear visibility into each verification stage with transparent updates and guidance if documentation requires revisions.
Customer Wallet
Manage your funds from a dedicated interface.
Example wallet activity · preview onlyAvailable balance
रू 24,500NPR
Wallet top-up
Inward credit · 24 May+ रू 10,000Completed
Account transfer
Internal ledger balance · 18 May- रू 3,200Settled
Withdrawal request
Payout processing · 12 May- रू 5,000In progress
Sample presentation for layout demonstration. Actual fund operations depend on active KYC status and internal ledger limits.
Questions before you begin?
Our team is available to assist you with onboarding, NID questions, and platform guidance.
Features and service availability are subject to identity verification, eligibility assessment, and applicable requirements.